Fast Commercial Equipment Leasing
Lease or finance trucks, trailers, job-site and industrial equipment with payments that fit your cash flow. On approved deals: approvals in as little as 2 hours, funding in as little as 24 hours, flexible terms, and as low as zero down with approved credit — one CFF team for contractors, fleets, manufacturers, and owner-operators, not endless bank delays.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
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Trusted By Businesses Nationwide Since 1995
Thousands of companies rely on CFF each year for commercial equipment leases and loans — from a single unit to multi-asset fleet and plant packages — with the same focus on speed, clarity, and specialists who understand how your equipment earns its keep.
Why Businesses Choose CFF for Equipment Leasing
The right lease balances monthly payment, end-of-term options, and how long you plan to run the asset. CFF is built for businesses that can't wait weeks for an answer: our equipment leasing team has guided customers since 1995 across transportation, construction, industrial, and specialty categories. Whether you want to preserve capital, match payments to utilization, or compare lease versus purchase, you get straightforward structures without hidden fees — competitive with what you'd expect from strong bank pricing, with the speed and service of an independent equipment finance company.
What Commercial Equipment Can You Lease Through CFF?
We structure leases and loans around titled vehicles, job-site iron, plant and warehouse equipment, and other assets your business uses to generate revenue — new or used, dealer or private party when the deal fits. Not sure if your equipment qualifies? Ask us; we'll walk through options for your situation.
Fleet, Trucks & Trailers
Tractors, day cabs and sleepers, box trucks and vans, vocational trucks, and every major trailer type — dry van, reefer, flatbed, tank, and more. We structure operating and finance-style leases around mileage, routes, and how you replace units over time.
Construction, Heavy & Industrial
Excavators, loaders, skid steers, cranes, paving equipment, forklifts, aerial lifts, and manufacturing or machine-tool assets. Leases can align with job cycles, contract backlog, and seasonal utilization so payments track real cash flow.
Specialty & General Business Equipment
Tow trucks, EMS and transport units, light- and medium-duty fleet, and other titled or non-titled equipment that drives revenue. If your business depends on it, we work with you on lease or loan structures that fit credit, time in business, and the deal.
Flexible Commercial Equipment Leasing Programs
Traditional lenders are not always set up for mixed equipment schedules or quick turnarounds. We keep the process direct: flexible lease and loan terms, competitive rates keyed to your deal, and clear pricing whether you are adding one machine or bundling several assets under one relationship.
Equipment Loans
Purchase and build equity in the asset with predictable payments — rates shaped by credit, time in business, and collateral, aligned with competitive bank-style pricing without the slow back-and-forth.
- Build equity in the equipment
- Straightforward payoff and resale
Equipment Leasing
Preserve capital and often lower monthly outlay versus many purchase loans: flexible lease structures (including as low as zero down with approved credit), terms that can track replacement cycles, and options to refresh or upgrade as your business changes.
- Lower monthly payments vs. many purchase loans
- Options to upgrade or replace at end of term
Used Equipment
Cost-effective paths for pre-owned trucks, trailers, construction iron, and plant assets from dealers, auctions, or private sellers — same speed and clarity as our new-equipment programs when the collateral and story fit.
- Dealer, auction, and private-party deals
- Older or higher-hour units considered
Multi-Asset & Fleet Growth
Add trucks, trailers, yellow iron, or mixed equipment in coordinated schedules — we align underwriting and documentation so growth plans are not stuck waiting on piecemeal approvals.
- Master lease or loan frameworks where appropriate
- Bundle assets under one financing relationship
Commercial Equipment Leasing in Five Steps
Start online — streamlined application in minutes; app-only paths with minimal documentation when you qualify
Get matched with a dedicated equipment leasing specialist who understands fleet, job-site, and industrial deals
Compare lease and loan options tailored to your equipment, credit profile, and payment goals
Sign clear paperwork — terms in plain language, no hidden-fee “banker speak”
Funding or vendor payment in as little as 24 hours on approved deals — we stay engaged through closing
The CFF Advantage
Speed, transparent terms, and a team that focuses on commercial equipment every day — whether you need a lease, a loan, or help comparing both.
Speed That Matches the Market
Equipment deals move fast — we match that pace with approvals in as little as 2 hours and paths to funding in as little as 24 hours. App-only programs up to $500K when you qualify help you lock in the asset without losing weeks to a slow bank queue.
Competitive Rates & Flexible Lease Structures
Rates and terms reflect credit, time in business, and how the lease is structured — including operating- and finance-style paths, seasonal or step schedules where appropriate, and as low as zero down with approved credit. On many deals below $150K we may not need tax returns; we spell out what matters up front.
Equipment Finance Specialists — Not Consumer Lenders
Since 1995 we have focused on commercial transportation, construction, and industrial equipment — the assets businesses use to earn revenue. Your specialist speaks fleet, job-site, and plant economics; we explore options even when credit isn’t perfect and, depending on time in business, personal guarantee requirements may flex.
Ready to Lease or Finance Your Equipment?
Whether you are adding one asset or several, we will help you compare lease and loan structures, explain terms in plain language, and move as quickly as your credit package and collateral allow — without the endless document chase many banks put you through.
- Flexible loan and lease options
- Approvals in as little as 2 hours
- Terms up to 84 months
- Dedicated financing specialist
The form on the right is for pre-qualification. No SSN required.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
* As low as zero down financing with approved credit.
Product availability is subject to confirmation of eligibility and underwriting. Products may vary based on credit profile and the state in which your business is located. Certain products may not be available in all states or to all customers. Commercial equipment financing, loans, and leases are offered or brokered by Commercial Fleet Financing, Inc. and its financing network.