Semi Truck Financing With Fast Approval
Get approved in as little as 2 hours and secure funding for your next semi truck, tractor, or fleet vehicle. Financing programs available for owner-operators, small fleets, and growing trucking companies nationwide.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
As Seen In
Trusted By Owner-Operators & Fleet Managers Since 1995
Thousands of trucking professionals put their trust in CFF each year to secure the
semi-trucks and trailers they need to stay on the road and grow their operations.
Why Trucking Businesses Choose Commercial Fleet Financing
When you're ready to purchase a semi truck, you don't have time for slow banks or complicated loan approvals. Our financing programs are designed specifically for trucking companies and owner-operators who need fast decisions and flexible terms.
Semi-Truck Equipment We Finance
From regional day haulers to cross-country sleepers and every trailer type imaginable — if it earns revenue, we finance it.
Day Cabs
Keep regional and urban routes moving. Day cabs are the workhorse of short-haul operations, and our rapid approval process means you secure the unit before someone else does.
Sleeper Trucks
Long-haul profitability depends on driver uptime. We finance sleeper configurations across all major manufacturers so your drivers stay productive mile after mile.
Trailers — All Types
Dry vans, reefers, flatbeds, drop decks, tankers, hoppers, pneumatics, and more. If it rolls behind a truck and generates revenue, we have a program for it.
Flexible Semi Truck Financing Programs
Every trucking business is different. That's why we offer multiple financing programs designed to match your equipment needs, cash flow, and growth plans.
Semi Truck Loans
Finance your truck purchase and build equity while making predictable monthly payments.
- Build equity
- No mileage restrictions
Truck Leasing
Lower monthly payments and flexible upgrade options for growing fleets.
- Lower monthly payments
- Easy upgrades
Used Trucks
Affordable financing for pre-owned trucks from dealers, auctions, or private sellers.
- Finance private party sales
- Older models accepted
Fleet Expansion
Purchase multiple trucks to grow your fleet and increase revenue capacity.
- Master lease agreements
- Consolidate purchases
Get Semi-Truck Financing In 5 Simple Steps
Submit your application online — takes minutes, not hours
Get matched with a dedicated semi-truck financing specialist
Review tailored financing options built around your operation
Sign your agreement — straightforward, no surprises
Funds deposited or equipment paid for in as little as 24 hours
Why Choose Commercial Fleet Financing?
Three decades in commercial transportation financing gives us advantages no generalist lender can match.
Speed That Matches the Market
Equipment moves fast. Our app-only approval process — up to $500K with minimal documentation — cuts the wait from weeks to hours so you never lose a deal on timing.
Rates That Compete With Your Bank
Thirty years of lender relationships means we bring real competition to your financing options. Our rates consistently challenge what your local bank or credit union can offer.
Deep Industry Knowledge
We only finance commercial transportation and construction equipment. Your specialist understands trucking economics — depreciation curves, utilization cycles, and what a strong deal looks like for your fleet.
Ready To Finance Your Next Semi Truck?
Don't let financing delays slow down your trucking business. Apply today to see your approval options and secure the tractor, trailer, or fleet units you need.
- Flexible loan and lease options
- Approvals in as little as 2 hours
- Terms up to 84 months
- Dedicated financing specialist
The form on the right is for pre-qualification. No SSN required.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
* As low as zero down financing with approved credit.
Product availability is subject to confirmation of eligibility and underwriting. Products may vary based on credit profile and the state in which your business is located. Certain products may not be available in all states or to all customers. Commercial equipment financing, loans, and leases are offered or brokered by Commercial Fleet Financing, Inc. and its financing network.