Construction Vehicle & Equipment Financing With Fast Approval
Buying or upgrading mixers, pump trucks, crane trucks, dump trucks, lowboys, or dump trailers shouldn't stall your jobs. CFF is a leading independently owned commercial equipment finance company — we streamline approvals so you can replace, upgrade, or expand your construction fleet with confidence.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
As Seen In
Trusted By Contractors & Fleet Operators Since 1995
Thousands of construction and transportation businesses rely on CFF each year for the
vehicles and trailers they need to keep job sites moving and fleets growing.
Why Construction Businesses Choose Commercial Fleet Financing
In a high-demand construction environment, financing hurdles can delay the vehicles and trailers your crews depend on. We focus on rapid access to capital, flexible structures, and equipment values that reflect how contractors actually work — so you can minimize downtime and put iron on the job when opportunities hit.
Construction Equipment We Finance
Whether you're replacing a worn mixer, adding a lowboy for heavy hauls, or scaling dump capacity for the next contract season — we tailor financing to the construction vehicles and trailers that keep your operation competitive.
Concrete Mixers & Pump Trucks
Mixer trucks that batch and deliver concrete on-site, plus concrete pump trucks for hard-to-reach pours — we finance the configurations your crew relies on so you can bid bigger jobs with confidence.
Crane, Work & Dump Trucks
Crane trucks for lifting and moving materials, half-ton and 1-ton trucks for tools and crews, and dump trucks for aggregate, sand, and debris — new or used, from dealers or private sellers when the deal makes sense.
Lowboys & Dump Trailers
Lowboy trailers for heavy iron and machinery, plus dump trailers including belly dump, end dump, and side dump setups — finance the right trailer spec for how you haul and unload on the job site.
Flexible Construction Equipment Financing Programs
Every contractor and fleet is different. We offer multiple programs — from loans and leases to private-party deals and multi-unit packages — so you can align payments with how long you plan to run the equipment and how your jobs cash-flow.
Construction Equipment Loans
Purchase mixers, pumps, cranes, work trucks, and trailers with a loan structure that builds equity — with flexible terms and $0 down options with approved credit when the deal fits.
- Build equity in the trucks and trailers you finance
- Depreciation and interest may offer tax advantages — ask your tax advisor
Equipment Leasing
Leasing can match newer units still under warranty, lower initial cash outlay, and align contract length with how long you expect to run the equipment on active jobs.
- Structure payments around utilization and job cycles
- Customer lease options where they fit your strategy
New & Used Purchases
Finance dealer inventory or pre-owned units — including private-party sellers when the transaction and collateral meet program guidelines.
- Support for a wide range of ages and configurations
- Belly, end, and side dump trailers among other specs
Fleet & Job-Site Expansion
Add multiple units for peak season, new contracts, or regional growth — with structures that consolidate acquisitions when it simplifies your balance sheet.
- Scale trucks and trailers alongside revenue opportunities
- Dedicated support from application through funding
Get Construction Equipment Financing In 5 Simple Steps
Application — complete a simple online application in minutes
Review & approval — we assess eligibility and work to expedite your decision
Financing options — compare choices tailored to your goals and budget
Funding — finalize paperwork and get moving on your equipment
Ongoing support — your CFF team stays available for questions long after funding
Why Choose Commercial Fleet Financing?
Decades focused on commercial transportation and construction equipment mean faster answers, practical structures, and a team that speaks your industry — not a one-size-fits-all bank script.
Built for Tight Timelines
Downtime costs money. Our streamlined process is designed for speed — including programs that help you access funds quickly so you can secure vehicles and trailers when the opportunity is live.
Loans & Leases That Fit Contractors
Whether you want to build equity with a loan — including flexible terms and $0 down options with approved credit — or prefer the lower initial outlay and structure of a lease, we help you weigh both paths for your fleet.
Decades in Construction & Transportation
We understand cyclical work, equipment values, and how job sites actually use trucks and trailers. That perspective shapes approvals and structures that make sense for construction operators, not generic consumer lending.
Ready To Finance Construction Equipment?
Don't let slow approvals delay pours, hauls, or mobilization. Apply today for construction vehicle and equipment financing with clear terms and specialists who understand contractors and fleet operators.
- Flexible loan and lease options
- Approvals in as little as 2 hours
- Terms up to 84 months
- Dedicated financing specialist
The form on the right is for pre-qualification. No SSN required.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
* As low as zero down financing with approved credit.
Product availability is subject to confirmation of eligibility and underwriting. Products may vary based on credit profile and the state in which your business is located. Certain products may not be available in all states or to all customers. Commercial equipment financing, loans, and leases are offered or brokered by Commercial Fleet Financing, Inc. and its financing network.